Month: March 2019

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As Naperville,one of Chicagoland’s most popular suburbs,continues to expand and get more and more residents,city officials are looking at interesting new ways to bring more “smart” technology to the city. The city,which features some of the area’s hottest business apartments and other furnished rentals,is looking to bring more features to the city like devices that monitor parking space availability and upgraded storm sewers. Eventually,they’d even like to bring a track to test self-driving vehicles to the area.

 

Of course,due to the nature of how city government works,Naperville is looking to the smart minds of the state to come up with ideas and research to help them get started. Naperville wants to create a “next generation streetscape” and they know that their residents will have some great ideas.

 

“Over the past two years city staff have been approached by dozens of vendors pitching ‘SmartCity’ or ‘IoT’ (Internet of Things) items,” Jeff Anderson,director of information technology for the city of Naperville,said to the Chicago Tribune,located in Downtown Chicago near River North. “This is an attempt to learn what is real,what is an idea and what things vendors are willing to bring forth and partner with the city (on) in a public-private partnership.”

 

But don’t get us wrong,it’s not like Naperville isn’t a “smart” town already – they have gotten a great start with implementing some state of the art technology already,including electric car charging stations,LED street lights,centralized traffic management system,automated meter infrastructure for reading utility meters and city fleet refueling stations.

One of the biggest questions,the budget for the project,is still up in the air. City officials point to a lack of information and research and say that once they have more of both they will have a better idea of what is realistic in terms of money they can spend. RFI documents were sent out in early February and are due to be submitted by the first week of March,which is soon. From there they will be able to start assessing how much of a budget they will need to set aside.

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Debt Settlement Is Not For The Faint-Hearted

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In many instances,the sum paid in the settlement might be less than 50% of the sum of the original debt. Debt settlements may also lead to higher taxable income. It can be expensive,too. While it can be a very smart and viable option for many you need to be very cautious about the organization you are employing. It can be a good option under certain circumstances. Debt Settlement isn’t a Right. Charge card debt settlement is the most frequently encountered kind of debt that’s settled,although medical debts and other personal loans may also be settled.

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You might be able to resolve the settlement in 1 go,or it may take a few calls to locate an agreement is effective for both you and your creditor. On the pro side,debt settlement is ordinarily the quickest and most cost-effective means to acquire out of debt. It typically only lasts for seven years,while bankruptcy can last up to ten years depending on the type of bankruptcy you choose. It isn’t the only option for people who are swimming in debt. Debt Settlement may be the appropriate solution for a lot of people. Debt Settlement really isn’t the Favored option of Creditors. It is the process of negotiating with your creditors to get them to reduce the amount you owe on your debts.

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Settlement offers work only in the event the alternative is apparently that you won’t pay in any respect. Debt settlement is an alternative for credit debt administration. DIY debt settlement isn’t for the meek or faint hearted,but it might be well worth exploring if you’re confident in your capacity to negotiate.https://www.floridadebtreliefhelp.com/orlando-fl/

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Financial Advisor Prospecting Ideas to Improve the Growth of Your Client Base

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Financial experts who desire to get more out of their marketing costs may want to look at finding new ways to acquire prospects. You should have a somewhat different attitude,position,and tone,when you start talking business. Generating leads is vital to the success of about every financial advisor,especially ones that are starting out,and how to do it well is almost never fast or easy. Not every business can be completely systematized,but nearly every business can change some procedures,so here are the ways you can systemize your financial practice and make it easier to acquire more clients.

Creating Content and Marketing It to Potential Clients

Financial advisors have a unique opportunity to get in presence of their audience by owning their own channels on social media and posting content & videos. This process is 2 steps: 1,posting the content,and 2,actually getting people to see it. The second part does not automatically come with the first part,so you will want to invest in ways to get your content marketed,such as social media advertising or syndicating your content to various sources. One of the most effective way to elevate the spread of your content & messages is creating your personal brand and raising your credibility,a subject that https://www.issuu.com/clintarthurfinancialadvisor is the absolute best at providing to financial advisors.

Your Marketing Message: Communicate What You Have To Bring To The Table

Another thing you might want to do is to solidify your marketing message,and make it simple and accessible. When you’re constantly using industry-specific jargon,you do not come off as knowledgeable and savvy,but clients tend to perceive you as impersonal,less approachable and a bit stiff. Invest in a financial prospecting plan where you can create a universal,easy-to-understand marketing message that’s also industry specific and laser-focuses on the biggest problems your customers,clients and prospects have out there. Here’s the place to go if you want your marketing message to be simplified and catchy: Clint Arthur's advertising strategies

Give It Your All – Have Someone to Hold You Accountable

Putting high energy into your marketing efforts will make your financial service soar. Coaches provide ongoing support to help you attain your next career goal and create a personalized plan individually tailored to your needs and heritage. Because where would you be without someone or something to support you and provide you with the help and education necessary? Coaches keep you accountable to your ultimate business vision,and our recommended financial prospecting coach at (www.speakerdeck.com/clintarthurfinancial/) is in the know about what kind of prospecting can help you achieve your vision in the long run.

The Result of Successful Prospecting for your Financial Practice

As a financial advisor,you get to meet like-minded people who may end up referring other people to you or transforming into clients themselves,when you join an organization. This has a powerful multiplying effect. When these new clients experience the solutions you get to provide them,they’ll be excited to advocate & recommend more customers to you because your campaigns have been so successful.

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Hammered Copper Art

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Copper is a beautiful and highly functional metal. While it can be used to make hammered sinks,tiles,mirrors and other functional household objects; artists also utilize copper’s unique qualities to create beautiful decorative pieces.

Labor and expertise factor much more strongly into art prices than tiles,sinks,and other appliances that have prices dictated primarily by the cost of raw materials. In other words,copper is usually not significantly more expensive than other metal art forms,making it a cost-conscious way to add copper’s unique aesthetic into your home design scheme.

Copper is pliable metal,allowing artists to carve intricate designs into its surface in the form of a vase or sculpture. Hammered copper,which literally looks like a copper sheet that was struck with the rounded side of a hammer,has a unique texture that reflects light in disparate directions. When this hammered texture is applied to Mexican mirrors,they have a very unique appealing looking.

Hammered copper,commonly seen in vases,mirrors,bathtubs and tiles,must go through a process of annealing in which it is heated up to a red hot temperature before it can be properly hammered. Copper can be hammered when it is cold but it is much more brittle at lower temperatures and is prone to cracking.

The unique way textured copper interacts with light makes it an appealing metal to form earrings,sculptures,and other types of art that utilize sweeping,angular lines to further accentuate the light effect.

Copper art is often hand crafted in Mexico as it has been made for thousands of years. Copper art is edgy and contemporary and at the same time it connects to a profound human tradition.

The best artisans will be able to make a hammered vase from a single sheet of copper. This is an impressive skill that creates a piece with no visible cut or welding marks.

While the gift of flowers will last for a week,giving a loved one flowers in a copper vase will leave behind a beautiful piece of art that will maintain its integrity for decades.

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Property Investment – What to buy

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ByJohnSageMelbourne

You‘vedonetheresearchandyou‘reallsettopurchaseyourfirstinvestmentpropertybutwhatpreciselydoyoulookfor?Youunderstandmakingtheincorrectchoicecouldswellingyouwithapropertythatwillnevereverturnadollar,sothepressure‘son.

Butdonotstress!Herearesometriedandevaluatedthingsthatwillhelpyouzeroinonthebestresidentialinvestmentproperty.
AttractivefeaturesTrytofindinvestmenthomesthatwillattractaslotsofpeopleaspossible,likea2ndbathroom,securegarageorclose-byshops,schoolsandtransport.

FollowJohnSageMelbourneformoreexpertpropertyinvestmentguidance.

WideappealFindapropertythatwillattractmorethanonesectoroftherentalmarketsuchassongs,couples,younghouseholdsorretirees.

LowmaintenanceKeepingcostsdownisveryimportant,olderhousesorthosewithfunctionssuchasaswimmingpoolorsubstantiallandscapingmaycostmoretokeep.

PropertytypeSystemscanbeeasiertomaintainthanhomes,althoughyouwillhavetopaybodybusinessfees.

Ifthepropertyyou‘reconsideringhasfavorablecharacteristicsaccordingtothiscriteria,patyourselfonthebackyou‘reontoagreatthing!Itmightbeworthcallinginsomeonetodoastructureevaluationtomakesurethepropertyhasgreatbonesandhasnocovertflaws.

Formoreinfoaboutpropertyinvestment,gotoJohnSageMelbournehere.

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